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The most common misconception is your payoff is the balance shown on your previous mortgage statement. The payoff is actually your Unpaid Principle Balance plus…

A break-even analysis is the calculation that determines how long it takes to recoup the costs of refinancing through your payment savings.  This calculation is…

All rates are not created equal.  Behind each interest rate is loan fees.  This is where the rubber meets the road.  A 3.5% interest rate…

Discount fees, or otherwise known as rate buydown fees, are costs that are typically customer directed to lower their interest rate.  The Consumer Financial Protection…

There are two adages that we have all become accustomed to – If it sounds too good to be true, it probably is and You get what…