Obtaining a mortgage is what makes homeownership a possibility for most people, but between down payments and closing costs, buying a home can still be…
Joe ButchDecember 22, 2021
Closing costs are various fees that are paid when the sale of a home is finalized, and when the home’s title is officially transferred from…
Joe ButchDecember 22, 2021
Deciding on the type of mortgage you want is an important part of the mortgage application process, but there are also loan terms to consider,…
Joe ButchDecember 21, 2021
Principal and interest aren’t the only things that make up mortgage payments; there are other factors that influence what your monthly mortgage will be, such…
Joe ButchDecember 20, 2021
As you begin the house hunting process and start comparing your loan options, you may hear the terms “pre-approval” and “pre-qualification” frequently. It can be…
Joe ButchDecember 15, 2021
When it comes to mortgage payment schedules, paying once a month is typically the default. After all, most bills are on a monthly schedule, and…
Joe ButchNovember 3, 2021
If you’re looking to lower your mortgage interest rate, one way to do so is by purchasing mortgage points. Also known as discount points, this…
Joe ButchOctober 13, 2021
As you explore different mortgage options for your home purchase or refinance, you’ll frequently see loans that are described as fixed-rate or adjustable-rate. This refers…
Joe ButchOctober 11, 2021
If you’re already a homeowner, you know that real estate can be a great investment in the long run. If you’re thinking about purchasing a…
Joe ButchAugust 18, 2021
