As you explore different mortgage options for your home purchase or refinance, you’ll frequently see loans that are described as fixed-rate or adjustable-rate. This refers…
Joe ButchOctober 11, 2021
Buying your first home can be exciting and overwhelming at the same time. After all, it’s a big step. Some people may decide to buy…
Joe ButchAugust 12, 2021
You’re ready to buy your first home, but not too sure where to begin. Connecting with a mortgage lender can help you determine how much…
Joe ButchAugust 1, 2021
If you own investment property, you may be facing a major decision: Should you sell it or refinance? There are several factors to consider before…
Joe ButchJune 14, 2021
In 2020, the COVID-19 pandemic took the world by surprise, resulting in a domino effect that impacted numerous aspects of our lives. A major dip…
Joe ButchJune 11, 2021
Refinancing can offer many benefits including saving you a lot of interest expense over the life of the loan. From lower monthly payments to long-term…
Joe ButchJune 9, 2021
The most common misconception is your payoff is the balance shown on your previous mortgage statement. The payoff is actually your Unpaid Principle Balance plus…
1BrandJanuary 11, 2013
A break-even analysis is the calculation that determines how long it takes to recoup the costs of refinancing through your payment savings. This calculation is…
1BrandJanuary 10, 2013
All rates are not created equal. Behind each interest rate is loan fees. This is where the rubber meets the road. A 3.5% interest rate…
1BrandJanuary 8, 2013
